Rajatheertha Construction & Real Estate News Blog

How to Get Duplicate Copies of Lost Property Documents in India: Sale Deed, Police Complaint, Newspaper Notice and Bank Requirements India | October 26, 2026 Imagine that a homeowner in Hyderabad wants to sell a flat. The property was purchased many years ago, and the owner remembers keeping the original registered sale deed in a file. But the file cannot be found. Perhaps the documents were misplaced during a house move, damaged in flooding, or left with a relative. In other cases, the originals were deposited with a bank for a home loan and never properly returned. The immediate concern is understandable: can the owner still sell the house, apply for a loan or prove legal ownership? The answer depends on the underlying property records and the reason the documents are missing. A lost original registered sale deed does not automatically undo a valid property purchase. The registration department generally maintains records of registered instruments. A certified copy of the registered ...

Registering Property in Your Wife’s Name in 2026: Stamp Duty, Tax Benefits, Home Loans and Legal Risks Hyderabad, India | October 26, 2026 A husband and wife are preparing to purchase an ₹80 lakh apartment in Hyderabad. The builder asks whose name should appear on the registered sale deed. The husband is considering registering the flat entirely in his wife's name because he has heard that women pay less stamp duty. A friend suggests joint ownership because both spouses can then claim home-loan deductions. Another person recommends putting the property in the wife's name to reduce future income tax. Which advice is correct? The answer depends on the state, the source of purchase funds, the housing loan, the ownership structure and the property's intended use. In Telangana, the first assumption is particularly important to correct. As of October 25, 2026, Telangana does not provide a general lower stamp duty rate simply because a residential sale deed is registered in a woma...

Builder-Buyer Agreement in 2026: 10 Clauses to Check Before Signing a Flat Purchase Agreement India | October 21, 2026 A family in Hyderabad books an apartment in an under-construction residential project. The salesperson shows them a floor plan, a sample flat and a brochure advertising a swimming pool, covered parking and possession within two years. The family pays a booking amount and receives a lengthy agreement. Everything appears routine until they read the small print. The possession clause mentions an additional grace period. The price sheet excludes several charges. The cancellation provision allows substantial deductions. The document describes the flat using a saleable-area figure without clearly explaining the usable carpet area. These terms can have significant consequences. A builder-buyer agreement, usually called an agreement for sale under the Real Estate (Regulation and Development) Act, 2016, establishes important contractual rights and obligations before the ultimat...