UK Stamp Duty 2026: Rates, Relief & Calculator
UK Stamp Duty 2026: Rates, First-Time Buyer Relief and Property Price Calculator Tables United Kingdom | October 22, 2026 Buying a home in the UK involves more than saving for a deposit and qualifying for a mortgage. Many buyers must also pay property transaction tax. In England and Northern Ireland, this tax is called Stamp Duty Land Tax, or SDLT. In Scotland, the equivalent system is Land and Buildings Transaction Tax. In Wales, it is Land Transaction Tax. Understanding these differences is particularly important in 2026 because the stamp duty thresholds have changed in recent years. During the temporary relief period ending March 31, 2025, ordinary buyers benefited from a £250,000 nil-rate threshold. Qualifying first-time buyers benefited from a £425,000 nil-rate threshold and could obtain relief on homes costing up to £625,000. Those temporary figures no longer apply to ordinary new transactions. Since April 1, 2025, the standard SDLT nil-rate threshold in England and Northern Irel...